The two biggest payments most homeowners write out each month pay the mortgage and the utilities. The Federally backed FHA Energy Efficient Mortgage can make those payments more manageable. Your bonus is a more comfortable, energy efficient home.
It All Begins with the Rating
The first step in obtaining an Energy Efficient Mortgage is to obtain a HERS Rating Report to see what improvements qualify for financing...
A Certified HERS Rater will make an appointment to visit the home and do a complete analysis: checking insulation, windows, heating/cooling system, water heater... etc. This information is fed into a computer program which calculates the energy rating of the home, along with recommendations, related costs and savings. You will receive a detailed HERS Rating Report with your results. You can then make decisions as to what improvements to include in your mortgage.
- Add an EEM to any FHA Mortgage
- Select your cost effective improvements
- Have the work professionally installed
- Combine with other FHA Programs such as the 203k Rehabilitation loan or the FHA Weatherization Program
- Immediately save on your utility bills
- Live in a more energy efficient home and conserve valuable energy resources
Contact Us for more information on how we can help with the Energy Efficient Mortgage process.
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